Banking Exam: Computer Awareness Questions

Introduction

Computer Awareness is a crucial section in banking exams like IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, and other bank recruitment tests. This section typically carries 20-40 questions depending on the exam pattern.

Important Topics

1. Computer Fundamentals

• Hardware and Software
• Input/Output devices
• Memory types
• Operating Systems

2. Internet and Networking

• Basic networking concepts
• Internet protocols
• Web browsers
• Email systems

3. Banking Technology

• Core banking solutions
• ATM operations
• Online banking
• Digital payments

4. Security and Safety

• Computer viruses
• Cybersecurity
• Data protection
• Firewall concepts

Practice Questions

Set 1: Basic Computer Knowledge

Q1. What does CPU stand for? a) Central Processing Unit b) Computer Processing Unit
c) Central Program Unit d) Computer Program Unit

Answer: a) Central Processing Unit

Q2. Which of the following is an input device? a) Monitor b) Printer c) Keyboard d) Speaker

Answer: c) Keyboard

Q3. RAM stands for: a) Read Access Memory b) Random Access Memory c) Rapid Access Memory d) Real Access Memory

Answer: b) Random Access Memory

Q4. Which is the brain of the computer? a) Memory b) CPU c) Hard Disk d) Monitor

Answer: b) CPU

Q5. What does WWW stand for? a) World Wide Web b) World Web Wide c) Wide World Web d) Web World Wide

Answer: a) World Wide Web

Set 2: Internet and Networking

Q6. What is the full form of HTTP? a) Hyper Text Transfer Protocol b) High Text Transfer Protocol c) Hyper Text Transport Protocol d) High Text Transport Protocol

Answer: a) Hyper Text Transfer Protocol

Q7. Which of the following is a web browser? a) MS Word b) Chrome c) Excel d) PowerPoint

Answer: b) Chrome

Q8. What is the default port number for HTTP? a) 21 b) 25 c) 80 d) 443

Answer: c) 80

Q9. Email stands for: a) Electronic Mail b) Electric Mail c) Emergency Mail d) Express Mail

Answer: a) Electronic Mail

Q10. Which protocol is used for sending emails? a) HTTP b) FTP c) SMTP d) POP3

Answer: c) SMTP

Set 3: Banking Technology

Q11. What does ATM stand for? a) Automatic Teller Machine b) Automated Transaction Machine c) Automatic Transaction Machine d) Automated Teller Machine

Answer: d) Automated Teller Machine

Q12. Core Banking Solution allows: a) Only cash transactions b) Real-time processing c) Only cheque clearing d) Manual processing

Answer: b) Real-time processing

Q13. NEFT stands for: a) National Electronic Fund Transfer b) National Electronic Funds Transfer c) New Electronic Fund Transfer d) Net Electronic Fund Transfer

Answer: b) National Electronic Funds Transfer

Q14. Which of the following is a digital payment method? a) UPI b) Cash c) Cheque d) Demand Draft

Answer: a) UPI

Q15. RTGS is used for: a) Small value transactions b) Large value transactions c) International transactions only d) ATM transactions

Answer: b) Large value transactions

Set 4: Security and Safety

Q16. What is a computer virus? a) Hardware component b) Software program c) Malicious program d) Operating system

Answer: c) Malicious program

Q17. Firewall is used for: a) Deleting files b) Network security c) Creating backups d) Playing games

Answer: b) Network security

Q18. What does SSL stand for? a) Secure Socket Layer b) Simple Socket Layer c) Safe Socket Layer d) Standard Socket Layer

Answer: a) Secure Socket Layer

Q19. Phishing is related to: a) Computer hardware b) Cybercrime c) Software installation d) Data backup

Answer: b) Cybercrime

Q20. Two-factor authentication provides: a) Faster access b) Enhanced security c) More storage d) Better graphics

Answer: b) Enhanced security

Important Abbreviations for Banking Exams

Abbreviation	Full Form
MICR	Magnetic Ink Character Recognition
SWIFT	Society for Worldwide Interbank Financial Telecommunication
PIN	Personal Identification Number
OTP	One Time Password
API	Application Programming Interface
URL	Uniform Resource Locator
ISP	Internet Service Provider
LAN	Local Area Network
WAN	Wide Area Network
GPS	Global Positioning System

Study Tips

1. Regular Practice

• Solve 20-25 questions daily
• Focus on weak areas
• Time yourself during practice

2. Current Affairs

• Stay updated with latest technology trends
• Follow banking technology news
• Know about recent digital initiatives

3. Concept Clarity

• Understand basic concepts thoroughly
• Don’t just memorize, understand the logic
• Practice with real-world examples

4. Mock Tests

• Take regular mock tests
• Analyze your performance
• Identify and work on weak areas

Common Question Types

1. Definition-based: What does XYZ stand for?
2. Function-based: What is the function of ABC?
3. Technology-based: Latest trends in banking technology
4. Security-based: Cybersecurity concepts
5. Practical-based: Real-world applications

Preparation Strategy

Phase 1: Foundation (2 weeks)

• Computer basics and fundamentals
• Hardware and software concepts
• Basic internet knowledge

Phase 2: Banking Focus (2 weeks)

• Banking technology
• Digital banking concepts
• Payment systems

Phase 3: Practice (Ongoing)

• Daily question practice
• Mock tests
• Current affairs

Phase 4: Revision (1 week)

• Important formulas and abbreviations
• Quick revision of all topics
• Last-minute tips and tricks

Computer Awareness section is highly scoring if prepared systematically. Focus on understanding concepts rather than rote learning, and practice regularly to improve your speed and accuracy.